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Did You Know?

You can create any type of product documentation with Banca

Simplify your Home Loan Requirement

Our team of experts will contact you back in few minutes.

OUR Features

We have better and more feature

Attractive Interest Rates

Minimal Documentation

Upto 30 Years of Tenure

Safe and protected

A global customer base from over 120 countries

Almost over 250 thousand active users

10 years worth of experience as a industry expert

Features and Benefits of our Home Loan

A vast array of institutions offer you the best home loan rates at the most competitive rates and affordable EMIs.Home Construction Loan:  If you have a plot of land and lack financial support to construct a home on that piece of property, you may choose a house construction loan. Such borrowing is mainly made to construct or repair a major part of your home.

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  • –  Home Extension Loan:  Should you already own a home, and feel the need to extend the building, add an annexe, or build another floor, etc., Home Extension Loan is your go-to option that finances such needs.
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  • Home Improvement Loan:  All of us wish to improve and upgrade our homes for a better life. From your old-age furniture, fixtures to faulty lightning systems, Home Improvement Loan funds all your plans.
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  • NRI Home Loan:  If you are a patriot, a Non-Resident Indian, and wish to own residential property in India, NRI Home Loan is your answer. Though the formalities for application may be a little different.

ncome Proof Documents

 1. Salaried Individuals

  • Form 16
  • Employee Identity Card
  • 3 Months Salary Slip
  • 6 Month Bank Account Statement
  • Duration of Employment Evidence

2. Self-Employed Individuals

  • PAN
  • Trade License
  • Partnership Deed
  • Article of Association
  • Memorandum of Association
  • Import Export Code
  • SEBI Registration Certificate
  • ROC Registration Certificate
  • Financial Statement Audited by CA
  • Profit & Loss Account Statement
  • Balance Sheet
  • 6 Months Bank Account Statement
  • Professional Practice License for Doctors, Consultants, etc
  • Registration Certificate of Establishment for Shops, Factories, and Other Establishments
  • Business Address Proof

3. Documents Required from all Non-Resident Indians (NRIs) Applicants

  • Income Proof Documents for NRI
  • Property Papers
  • Property Documents
  • Sale Deed
  • Stamped Agreement of Sale
  • Allotment Letter
  • No Objection Certificate or NOC
  • Housing Society
  • Builder
  • Possession Certificate
  • Land Tax Receipt
  • Construction Cost Estimate
  • Bank Account Statement of Payment Made to Seller or Builder
  • Payment Receipt of Payment Made to Seller or Builder
  • Incase of resale property share certificate is required
  • Occupancy Certificate

Get loan from 3 simple process

Accrefin’s recruitment process is meticulously designed to identify and attract the best talent suited to our organizational goals. This journey is your gateway to a career with us, ensuring that your skills and passion align with our vision for mutual success.

CV Submission

Submit your CV or resume through our online portal if you meet our requirements.

Phone Screening

After looking at your CV you will be inviled for a telephone interview at a time.

Skill Assessment

You will be invited at our head office to take a skills and knowledge assessment.

Final Interview

If you can pass all stages we will invite you for a final interview with our CEO.

_SERVICE COMPARISONS

Our better services

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Particulars

Charges

Loan Processing Fees​

0.5% to 4% of Loan Amount

Stamp Duty Charges

As per the Value of the Property and State Tax

Legal Fees

As per actual

Penal Charges

Usually 2% per month

EMI / Cheque Bonus

Approx 499/- to 599/-

Loan Cancellation

Usually 5% of Loan Amount

Accrefin's Fees

No Fee's Charged

Get started now

Accrefin's Banking Partners

35+ Banks & NBFC's Trust's Overcome your financial limitations with Accrefin

Apply Your Loan Now!

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At Banca, we’re using cutting-edge technology to transform the industry and deliver financial services that actually work for you.